Program Manager FAQ

General Questions
Purchasing CardEx Award Cards
Reloadable Award Cards
How the Reloadable Award Card program works

General Questions

Q: Who is CardEx?
A:
Card Express, Inc. (CardEx) provides attractively designed, prepaid MasterCard debit cards. Whether you buy a card for yourself or for someone else, the result is purchasing power and protection at any of millions of locations worldwide that accept MasterCard debit cards. CardEx is also a technology-driven developer of debit card products and services. These software and online innovations are designed to consistently offer sales and customer service experiences that exceed your expectations. CardEx has been a pioneering presence in prepaid debit card industry since 1995 and enjoys a reputation for world-class service with strong emphasis on infrastructure and technology innovation. For more information, visit www.CardEx.com.

Q: How does a CardEx Award Card differ from a traditional charge card?
A:
Our prepaid debit Award Cards are MasterCard-branded, and resemble regular credit and debit cards. The difference: Prepaid debit cards are spending tools that have been funded, in advance, by the card purchaser. If a company or an individual gives someone an Award Card, they've already applied a fixed amount of funds to the card. Once this amount is completely spent, the recipient can either dispose of the card or retain it as a keepsake of the original gift. By contrast, traditional credit cards are not only for making purchases, but are designed as potential, long-term tools for credit-building and personal financial transactions. back to the top

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Purchasing CardEx Award Cards

Q: How do I buy a CardEx Award Card?
A:
Simply visit www.CardEx.com or call our Order Desk at +1.888.Award Card (+1.888.443.8227). For your convenience, we'll bill your purchase to your MasterCard, Visa or American Express credit card or check card. Similarly, businesses that wish to place bulk orders (50 or more) of CardEx Award Cards should call our Sales Team toll-free at +1.888.4CardEx (+1.888.422.7339) or email Sales2@CardEx.com.

Q: How much does an Award Card cost?
A:
The total cost for each Award Card involves the card denomination, plus a small service fee. The service fee includes FREE first class shipping. Fees are as follows: $10-$300 denominations = $5.95 service fee per card $300.01-$600 denominations = $7.95 service fee per card The fee for Award Cards valued at $301-$600 covers the higher servicing expenses such as increased transaction costs, additional customer service calls, and more automated telephone balance inquiries. If you'd like to place an order above $600 and up to $5,000, please contact a helpful member of the CardEx Sales Team at +1.888.4CardEx (+1.888.422.7339).

Q: Is there a minimum dollar amount that can be placed on the card? What about for an entire order?
A:
Award Cards are available in a wide assortment of denominations to suit your needs. Personal Award Cards and Business Award Cards can be ordered online at www.CardEx.com in denominations from $25 to $600. If you'd like to place an order from $600 to $5,000, please contact the CardEx Sales Team for assistance at +1.888.4CardEx (+1.888.422.7339) or email Sales2@CardEx.com. The Sales Team is also the contact for companies seeking to place bulk orders (50 or more). Our representatives can help you with your transactions, as well as with establishing custom denominations, which are available for orders of that size.

Q: Is it safe to order a Award Card online?
A:
CardEx's website utilizes 128-bit encryption security to ensure the highest level of protection for your order. Additionally, any and all personal data you submit is stored on highly secure servers equipped with sophisticated encryption technology. Finally, we do not resell your personal information to any third party companies (see our Privacy Policy at www.CardEx.com/Policy.aspx).

Q: Will my credit history affect my ability to purchase a Award Card?
A:
No worries, here. Your personal credit history will not determine your eligibility to purchase a CardEx Award Card. However, when you're ready to buy an Award Card, it is important that you responsibly choose the best payment method. Specifically, CardEx accepts credit cards, check cards, wire transfers and company checks. If your credit card is in good standing, your Award Card purchase will be approved and processed. Similarly, it is advisable to maintain sufficient funds in your account to initiate a wire transfer, check card or a company check transaction. By the way, CardEx Award Cards are an excellent tool for managing personal spending. If you've faced a complicated personal credit history, consider reloadable debit cards. These cards, which allow users to replenish the card with more cash, have increasingly become a way for individuals to practice financial discipline and utilize prudent spending habits for themselves and their family. For more information on CardEx re-loadable debit cards please visit www.CardEx.com or call +1.888.4CardEx (+1.888.422.7339).

Q: Can CardEx customize my Business Award Card?
A:
Yes, for a small setup fee you can have your company's logo custom printed to your Business Award Card. Please allow up to 2 weeks for us to complete the customization. Additionally, if you would like your card completely re-designed, we maintain a full graphics department.

 Q: How long does it take to receive my Award Card?
A:
CardEx Award Cards are normally produced and delivered (via FREE first class shipping) within five 5 to 7 business days. If your purchase takes longer to arrive, call CardEx Customer Service at +1.888.801.3770. Please note that CardEx Award Cards cannot be sent to international addresses.

Q: Can I cancel an order placed with CardEx?
A:
Online orders placed at www.CardEx.com are processed daily and may be cancelled only before we've completed processing your request. Bulk orders placed offline through CardEx Customer Service may be cancelled at any time prior to shipment.

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Reloadable Award Card Program

Q: What is the CardEx IncentiveCard Program?
A:
The CardEx Reloadable Award Card Program provides corporations with a complete, turnkey solution to their performance improvement needs, while also capitalizing on the growing, year-round popularity of prepaid cards. The Reloadable Award Card is a debit card bearing the MasterCard logo and is used as a reward in corporate incentive programs. The card obtains its value when it is loaded with points (dollars), based on performance criteria established by the client. The recipients can spend their Reloadable Award Card earnings at any merchant that accepts MasterCard debit cards.
Sample applications of the CardEx Reloadable Award Card Program are:

Sales and Marketing Incentives - Motivate and recognize sales staff or dealers and distributors
Employee Programs - Recognize individual or team performance for increased productivity or increased revenue due to employee suggestions
Safety and Compliance Programs - Encourage employees to practice safe job behavior and save on worker's compensation insurance
Consumer Promotions - Rebate programs, brand loyalty programs or gift with purchase programs

The Program is a proven, turnkey solution that will enable your business to improve revenue streams, build customer loyalty, acknowledge employees or promote safety.

Q: Who is CardEx?
A:
Since 1995, Card Express, Inc. (CardEx) has been a pioneering presence in prepaid debit card sales and support with a strong emphasis on infrastructure and technology innovation.

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How the Reloadable Award Card Program works

Q: What are the key features of the Reloadable Award Card Program?
A:
The Reloadable Award Card is a prepaid debit card featuring the MasterCard logo. It is used as a reward in corporate incentive programs. The card obtains its value when it is loaded with points (dollars) that are awarded according to performance criteria established by the client. Points can be reloaded on a weekly, monthly, or quarterly basis, and the card may have an expiration date of up to three years from the program launch. Additionally, the card is embossed with the recipient's name and bears the issuing company's logo. The cardholder can spend their Reloadable Award Card earnings at any merchant accepting Visa or MasterCard. Recipients receive monthly statements describing their activity and their year to date earnings. Corporate clients receive monthly reports detailing their program and allowing them to track and measure program results.

Q: What CardEx services are provided with the program?
A:
CardEx offers a comprehensive array of services to support the Reloadable Award Card program, including:
- Program Consultation and Design
- Program Administration
- Marketing Communications and Consultation
- Training
- Award Fulfillment
- Program Evaluation

Q: Does the Reloadable Award Card have a standard design and packaging?
A:
Yes, each CardEx Reloadable Award Card is presented and secured in its own card carrier. Cards are available in a variety of attractive designs, and for your convenience, all the latest designs are featured in our GiftCard "gallery" at www.CardEx.com

Q: Can we customize the Reloadable Award Cards with our corporate logo?
A:
Yes, CardEx offers partial and full customization: Partial customization is available for an initial setup fee of $500 per logo. You must send your logo in EPS file format to CS4@CardEx.com for digitization. EPS artwork files contain specific color information that will help ensure your logo's image quality when it's professionally printed on the Reloadable Award Cards. Once you've sent your logo, please allow 2-3 weeks for approval by the Networks and for digitization processing. Full customization is also available for an initial setup fee of $5,000 per design. Once we receive your artwork files, the full customization process includes:
- Printing press setup
- Plate setup and plate changes
- Card proofs
- Card proof shipping and handling
- MasterCard approval for card proof
- Secured card shipment to our fulfillment facility

Q: What marketing materials are available?
A:
Reloadable Award Card program participants will receive new, professionally designed marketing collateral. These materials, including posters and "take one" flyers, will be available at minimal cost. We are also producing ad slicks, which are perfect for printing your own statement stuffers and other advertisements.

Q: What is the process for funding the Reloadable Award Cards?
A:
Once a client decides to offer an Reloadable Award Card program, they will determine its rules and parameters, including its: Recipient list Funding Method Load Amount Limits Card design, packaging and distribution The corporate client then sets up its Reloadable Award Card program via their customized web Portal and funds the cards individually or through a batch process via file or ACH. Subsequent funding to the Reloadable Award Cards would work in the same manner.

Q: When do Reloadable Award Cards expire? A: CardEx Reloadable Award Cards are marketed with up to 3 year expiration dates. If the card expires, the card recipient can extend the life of the card for another year. However, service fees and renewal fees will be applied.

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