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CardEx Customer Privacy Pledge
Card Express, Inc. (CardEx) has created a comprehensive Privacy Policy and
commits to the following privacy pledge in order to demonstrate our firm
commitment to privacy. The following discloses our information-gathering and
dissemination practices for this website: www.CardEx.com.

CardEx respects your privacy. Any information you give us is
private and confidential, and CardEx will not use it for any
purpose other than to fulfill your request for products, services,
and/or information.

We do not collect any personal information about you except
when specifically and knowingly provided by you.

When you place orders, we offer the use of a secure server.
The secure server software, Secure Socket Layer (SSL), encrypts
all information you input before it is sent to us. Furthermore,
all
of the customer data we collect is protected against unauthorized
access.

We may share non-personal aggregate, or summary, information
regarding our customers with business partners or other third
parties, but we do not sell or share any information at the
individual
customer level.

We use your IP address to help diagnose problems with our server,
and to administer our Web site. Your IP address is used to help
identify you and your shopping cart.

Our site uses cookies to keep track of your shopping cart.
A cookie is a small data file that certain Web sites write to your
hard drive when you visit them. A cookie file can contain
information such as a user ID that the site uses to track the
pages
you've visited. But the only personal information a cookie can
contain is information you supply yourself. A cookie can't read
data
off your hard disk or read cookie files created by other sites.
You can refuse cookies by turning them off in your browser. You do
not need to have cookies turned on to use the CardEx website.
CardEx Privacy Policy
We recognize the importance of protecting your personal information.
Therefore, we have put together a privacy policy and approach that respects and
addresses our customer needs as follows:
Personal information is any and all of the information specific to you that you
provide us over the phone or through our Internet web site. This includes
personal data as varied as the information you enter into an online application
for a new account, questions you ask via e-mail or personal credit card data.
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Personal Information collected
CardEx gathers information from you in order to:

Provide you with the highest possible level of security and service

Process your orders quickly and with complete accuracy

Make your experience at CardEx convenient and efficient
We collect information on you when you:
1. Register /Redeem:
When you register on www.CardEx.com or
www.MyCardEx.com, or when you visit these sites to redeem a GiftCard
Award Certificate, we will ask you to fill out a registration form or
redemption form online. The registration form or redemption form requires the
following information:

Your First Name, Middle Initial and Last Name

Your Street Address, City, State and Zip Code

Your E-mail address

Your Phone Number

A Password (chosen by you)

A Password Hint (chosen by you in case you forgot your password)

If you are a Participant in one of our employee incentives and
rewards programs, we may collect additional information required
by the Program Administrator such as Social Security number,
Employee ID number, Cost Center, etc.
2. Purchase a GiftCard or GiftCard
Award Certificate:
Before
you purchase a GiftCard or GiftCard Award Certificate, we will ask
you to provide 4 pieces of information in order to process your
transaction (the same information you would provide to any online
merchant when buying an item):

Your Credit Card Number

The Expiration Date of your credit card

The 3 digit Card Code printed on your Visa/MasterCard card
signature panel (or 4 digit card code printed on the front of our
American Express card)

The Billing Address for your credit card account
3. Use your GiftCard or IncentiveCard. When
you make the purchase, we collect the following information from the merchant:

Name of Merchant

Transaction Date

Amount of Purchase
When you make inquiries to our automatic Interactive Voice Response System (IVR)
or through a live Customer Service Representative, you will be asked to provide
your unique authentication information. Either the automated system or the
Customer Service Representative will have access to your account records in
order to perform various functions requested by you.
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Information Sharing
CardEx does not and will not sell or provide personal information to third
parties for independent use. We may, however, share personal information with
business partners if that information is required to provide the product or
service you have requested. For example, in order to receive your GiftCard(s)
we provide only the necessary information to the appropriate partner so that
this service can be fulfilled. They adhere to using information only as
directed by CardEx.
We do not reveal specific information about our customers' accounts or other
personally identifiable data unless (1) our customer has requested or
authorized it; (2) the information is provided to help complete a transaction
initiated by our customers; (3) the information is provided to a reputable
credit bureau or similar information reporting agency; or (4) disclosure is
lawfully permitted or required.
CardEx Web Site
Visitors to the CardEx web site are anonymous until they login or register. We
collect the following non-identifying information about our visitors: the name
of the domain from which you access the Internet (for example, msn.com, if you
are connecting from a Microsoft MSN account); the date and time you access our
site; and the Internet address of the web site from which you linked directly
to our site.
If you submit an order form online, or redeem a GiftCard Award Certificate where
confidential information, such as your account number or social security number
is requested, this information will be transmitted over a secure connection
using encryption (we will notify you when you are using our secured
connection). You may elect to provide us with personal information via e-mail
or our feedback form. This information is used internally, as appropriate, to
handle your request and manage our web site. It is not disseminated or sold to
other organizations. Please keep in mind that e-mail is not secure against
interception. You can call us at +1.800.765.2991 if you do not feel comfortable
submitting your personal information online.
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CardEx Email Policy
We will use your email address to contact you regarding your GiftCard or
IncentiveCard, to deliver additional cards to you or for other customer service
and legal notice purposes. We also use your e-mail address to answer your
e-mail or the customer service requests we receive from you. In order to
provide consistent high-quality customer service, we may also store any
correspondence with you in a file specific to you.
If you are receiving a GiftCard Award Certificate from a corporate client, your
Award Certificate may be delivered to you at the e-mail address provided to us
by the corporate client. CardEx may provide our business partners or corporate
clients with your e-mail address to ensure the proper and expedient delivery of
future GiftCard Award Certificates. See Information Sharing above.
You can elect to receive updates via e-mail regarding CardEx's products and
services, service enhancements or special offers and promotions related to your
Card.
Opt-Out Policy
Our site uses order forms to enable you to request information and/or purchase
products. For these purposes, we may collect your contact information (e.g.,
your e-mail address, mailing address, etc.) and financial information (e.g.,
credit card number). Contact information from the order form is used to send
orders and/or information about our company to you and/or a recipient whose
contact information you may provide us. Your contact information may also be
used to get in touch with you when necessary.
You may opt-out of receiving future mailings or change or modify information
previously provided to us by sending an e-mail to CS3@cardex.com.
Financial information that is collected is used to bill you for any products
you purchase from us.
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Children's Privacy
We recognize that protecting children's identities and privacy is important. We
comply with the practices established under the Children's Online Privacy
Protection Act. We do not knowingly market to or solicit information from
children under 13 without parental consent.
Our Maintenance of Accurate Information
We have implemented procedures to help ensure that your information is accurate,
current, and complete in accordance with commercial standards. We also have
procedures for responding to your requests for correcting inaccurate
information in a timely manner, and updating information and removing old
information. Please notify us immediately at:
Card Express, Inc.
13766 Alton Pkwy, Ste. 150
Irvine, CA 92618
or contact Customer Service at +1.800.765.2991 or at
CS3@CardEx.com if you wish to correct any information about you in our
records.
Limited Employee Access to Information
We have procedures and security levels that limit employee access to your
personal information to those with a business reason to know such information.
We emphasize the importance of confidentiality and customer privacy in our
Employee Handbook and during our periodic employee meetings and training
sessions. We will take appropriate disciplinary actions to enforce our
employees' privacy responsibilities.
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Guarding your information
CardEx recommends that you take the following precautions to guard against the
disclosure and unauthorized use of your account and personal information:

Never provide personal information (including Social Security
numbers or card information) over the phone unless you have
initiated the call and know with whom you are speaking.

Safeguard all your Stored Value Cards or debit cards.

Memorize personal identification numbers (PINs) and refrain
from writing PINs, Social Security numbers or credit card numbers
where they can easily be found.

Store cancelled checks, new checks and account statements in a
safe place.
 Report
lost or stolen cards immediately.
Links to other sites
Our site does contain links to other sites that, when entered, remove you from
the security and privacy rules of our site. These linked sites are not under
our control, and we are not responsible for any transmission received from
them. CardEx encourages you to read the posted privacy statement whenever
interacting with any web site.
If you believe CardEx has misused information obtained through this web site, or
if you have questions or concerns regarding this privacy policy, please contact
Customer Service at
1-800-765-2991 to resolve any disputes.
Comments about security and privacy on this site should be directed to:
Card Express, Inc.
Privacy Officer
22800 Savi Ranch Pkwy., Suite 120,
Yorba Linda, CA 92887
Phone: +1.800.765.2991
Email: CS3@cardex.com
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