CardEx Customer Privacy Pledge



Card Express, Inc. (CardEx) has created a comprehensive Privacy Policy and commits to the following privacy pledge in order to demonstrate our firm commitment to privacy. The following discloses our information-gathering and dissemination practices for this website: www.CardEx.com.

  CardEx respects your privacy. Any information you give us is
   private and confidential, and CardEx will not use it for any
   purpose other than to fulfill your request for products, services,
   and/or information.
  We do not collect any personal information about you except
   when specifically and knowingly provided by you.
  When you place orders, we offer the use of a secure server.
   The secure server software, Secure Socket Layer (SSL), encrypts
   all information you input before it is sent to us. Furthermore, all
   of the customer data we collect is protected against unauthorized
   access.
  We may share non-personal aggregate, or summary, information
   regarding our customers with business partners or other third
   parties, but we do not sell or share any information at the individual
   customer level.
  We use your IP address to help diagnose problems with our server,
   and to administer our Web site. Your IP address is used to help
   identify you and your shopping cart.
  Our site uses cookies to keep track of your shopping cart.
   A cookie is a small data file that certain Web sites write to your
   hard drive when you visit them. A cookie file can contain
   information such as a user ID that the site uses to track the pages
   you've visited. But the only personal information a cookie can
   contain is information you supply yourself. A cookie can't read data
   off your hard disk or read cookie files created by other sites.
   You can refuse cookies by turning them off in your browser. You do
   not need to have cookies turned on to use the CardEx website.
  You may opt-out of receiving promotional information from CardEx
   by sending an email to CardEx Customer Service.
  You may change or modify information previously provided to us
   by sending an email to CardEx Customer Service.


CardEx Privacy Policy

We recognize the importance of protecting your personal information. Therefore, we have put together a privacy policy and approach that respects and addresses our customer needs as follows:

Personal information is any and all of the information specific to you that you provide us over the phone or through our Internet web site. This includes personal data as varied as the information you enter into an online application for a new account, questions you ask via e-mail or personal credit card data.


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Personal Information collected

CardEx gathers information from you in order to:

  Provide you with the highest possible level of security and service
  Process your orders quickly and with complete accuracy
  Make your experience at CardEx convenient and efficient

We collect information on you when you:

1. Register /Redeem: When you register on www.CardEx.com or www.MyCardEx.com, or when you visit these sites to redeem a GiftCard Award Certificate, we will ask you to fill out a registration form or redemption form online. The registration form or redemption form requires the following information:

  Your First Name, Middle Initial and Last Name
  Your Street Address, City, State and Zip Code
  Your E-mail address
  Your Phone Number
  A Password (chosen by you)
  A Password Hint (chosen by you in case you forgot your password)
  If you are a Participant in one of our employee incentives and
   rewards programs, we may collect additional information required
   by the Program Administrator such as Social Security number,
   Employee ID number, Cost Center, etc.

2. Purchase a GiftCard or GiftCard Award Certificate: Before you purchase a GiftCard or GiftCard Award Certificate, we will ask you to provide 4 pieces of information in order to process your transaction (the same information you would provide to any online merchant when buying an item):

  Your Credit Card Number
  The Expiration Date of your credit card
  The 3 digit Card Code printed on your Visa/MasterCard card
   signature panel (or 4 digit card code printed on the front of our
   American Express card)
  The Billing Address for your credit card account

3. Use your GiftCard or IncentiveCard. When you make the purchase, we collect the following information from the merchant:

  Name of Merchant
  Transaction Date
  Amount of Purchase

When you make inquiries to our automatic Interactive Voice Response System (IVR) or through a live Customer Service Representative, you will be asked to provide your unique authentication information. Either the automated system or the Customer Service Representative will have access to your account records in order to perform various functions requested by you.


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Information Sharing

CardEx does not and will not sell or provide personal information to third parties for independent use. We may, however, share personal information with business partners if that information is required to provide the product or service you have requested. For example, in order to receive your GiftCard(s) we provide only the necessary information to the appropriate partner so that this service can be fulfilled. They adhere to using information only as directed by CardEx.

We do not reveal specific information about our customers' accounts or other personally identifiable data unless (1) our customer has requested or authorized it; (2) the information is provided to help complete a transaction initiated by our customers; (3) the information is provided to a reputable credit bureau or similar information reporting agency; or (4) disclosure is lawfully permitted or required.


CardEx Web Site

Visitors to the CardEx web site are anonymous until they login or register. We collect the following non-identifying information about our visitors: the name of the domain from which you access the Internet (for example, msn.com, if you are connecting from a Microsoft MSN account); the date and time you access our site; and the Internet address of the web site from which you linked directly to our site.

If you submit an order form online, or redeem a GiftCard Award Certificate where confidential information, such as your account number or social security number is requested, this information will be transmitted over a secure connection using encryption (we will notify you when you are using our secured connection). You may elect to provide us with personal information via e-mail or our feedback form. This information is used internally, as appropriate, to handle your request and manage our web site. It is not disseminated or sold to other organizations. Please keep in mind that e-mail is not secure against interception. You can call us at +1.800.765.2991 if you do not feel comfortable submitting your personal information online.


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CardEx Email Policy

We will use your email address to contact you regarding your GiftCard or IncentiveCard, to deliver additional cards to you or for other customer service and legal notice purposes. We also use your e-mail address to answer your e-mail or the customer service requests we receive from you. In order to provide consistent high-quality customer service, we may also store any correspondence with you in a file specific to you.

If you are receiving a GiftCard Award Certificate from a corporate client, your Award Certificate may be delivered to you at the e-mail address provided to us by the corporate client. CardEx may provide our business partners or corporate clients with your e-mail address to ensure the proper and expedient delivery of future GiftCard Award Certificates. See Information Sharing above.

You can elect to receive updates via e-mail regarding CardEx's products and services, service enhancements or special offers and promotions related to your Card.


Opt-Out Policy

Our site uses order forms to enable you to request information and/or purchase products. For these purposes, we may collect your contact information (e.g., your e-mail address, mailing address, etc.) and financial information (e.g., credit card number). Contact information from the order form is used to send orders and/or information about our company to you and/or a recipient whose contact information you may provide us. Your contact information may also be used to get in touch with you when necessary.

You may opt-out of receiving future mailings or change or modify information previously provided to us by sending an e-mail to CS3@cardex.com. Financial information that is collected is used to bill you for any products you purchase from us.


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Children's Privacy

We recognize that protecting children's identities and privacy is important. We comply with the practices established under the Children's Online Privacy Protection Act. We do not knowingly market to or solicit information from children under 13 without parental consent.


Our Maintenance of Accurate Information

We have implemented procedures to help ensure that your information is accurate, current, and complete in accordance with commercial standards. We also have procedures for responding to your requests for correcting inaccurate information in a timely manner, and updating information and removing old information. Please notify us immediately at:

Card Express, Inc.
13766 Alton Pkwy, Ste. 150
Irvine, CA 92618

or contact Customer Service at +1.800.765.2991 or at CS3@CardEx.com if you wish to correct any information about you in our records.


Limited Employee Access to Information

We have procedures and security levels that limit employee access to your personal information to those with a business reason to know such information. We emphasize the importance of confidentiality and customer privacy in our Employee Handbook and during our periodic employee meetings and training sessions. We will take appropriate disciplinary actions to enforce our employees' privacy responsibilities.


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Guarding your information

CardEx recommends that you take the following precautions to guard against the disclosure and unauthorized use of your account and personal information:

  Never provide personal information (including Social Security
   numbers or card information) over the phone unless you have
   initiated the call and know with whom you are speaking.
  Safeguard all your Stored Value Cards or debit cards.
  Memorize personal identification numbers (PINs) and refrain
   from writing PINs, Social Security numbers or credit card numbers
   where they can easily be found.
  Store cancelled checks, new checks and account statements in a
   safe place.
  Report lost or stolen cards immediately.


Links to other sites

Our site does contain links to other sites that, when entered, remove you from the security and privacy rules of our site. These linked sites are not under our control, and we are not responsible for any transmission received from them. CardEx encourages you to read the posted privacy statement whenever interacting with any web site.

If you believe CardEx has misused information obtained through this web site, or if you have questions or concerns regarding this privacy policy, please contact Customer Service at
1-800-765-2991
to resolve any disputes.

Comments about security and privacy on this site should be directed to:

Card Express, Inc.
Privacy Officer
22800 Savi Ranch Pkwy., Suite 120,
Yorba Linda, CA 92887

Phone: +1.800.765.2991

Email: CS3@cardex.com

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Card Express Inc. Global Prepaid Solutions Since 1995.
Copyright © 2008 Card Express Inc. All rights reserved.